The Basics of the 401k - Thoughts from a Financial Professional Most often, the first question a prospective employee will ask is about your company’s benefit program. And in my experience, the two most often-asked questions are about health insurance and an employer-sponsored retirement program. Let’s examine the most common employer-sponsored retirement [...]
Dear Valued Investor, As we move into spring and leave behind the last signs of a long winter, many worries from a chilly start to the year for markets, unfortunately, are still with us. The S&P 500 Index had its worst April in more than 40 years, leaving the index down over [...]
April 28th - An Attractive Entry Point Dear Valued Client, It has been a turbulent 2022 so far for investors. The S&P 500 Index is on track for its worst April in more than 40 years, the Nasdaq entered a bear market on April 26 with its more than 20% decline, and [...]
Estate Planning for Everyone Have you every wondered how estate planning might fit into your overall, future plans? Even if you are just starting to build your estate and do not need complex estate planning, here’s a quick look at some steps you should consider taking in order to help prepare your [...]
Crossing the Bridge to a Satisfying Retirement One of the more important—and hopefully enjoyable—events you will face in life is retirement. After spending many years building your career, you have likely accumulated a comfortable nest egg. If you have reached a point where retirement is the next big step, you need to [...]
The Great Resignation Whether it is the prevalence of hiring signs throughout the country or the changes in business hours due to lack of staff, the ever-evolving workforce is becoming more and more apparent with each passing season. Businesses are trying everything from pitching better pay to improved benefits to signing bonuses, [...]
3 Moments in Life Where You Should Consider Consulting a Financial Professional If you've ever wondered why so many lottery winners (an estimated 70 percent) seem to blow through all their winnings so quickly, the answer often lies in two key traits: overconfidence and trusting the wrong people.1 The same holds true [...]
What Dentists Should Know About Retirement Planning The average dentist doesn't retire until nearly age 70—around 7 years later than the national average retirement age.1 Though the dental profession can be a lucrative one, many dentists don't have the traditional 401(k) option, and selling a long-running dental practice is a bit more [...]
A Guide to Retirement Planning for Doctors Working in medicine may be challenging, especially with the strain placed on health care professionals throughout the COVID-19 pandemic. Working towards a comfortable early retirement may be a financial goal for some physicians. Here are some suggestions that doctors may use to manage financial independence. [...]
401(k) Rollover Options to Consider When people are leaving their employer, one of the decisions they need to make is what to do with their 401(k). A retirement plan participant typically has four options (and may engage in a combination of these options), each choice offering advantages and disadvantages. Here, we will [...]
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